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Online Baccarat - Top Casinos for UK Players

Baccarat is one of the world’s oldest casinos and most popular games, with origins in the 1400s. Its name is based on “baccara,” which is Italian for “zero,” Read more... so called because all of the tens and royal cards were worth zero. This expert guide helps you as a UK player get started playing online baccarat for real money by showing you how to play baccarat, the various types and strategies to optimise winning odds, the best UK casino types for online baccarat, and answering the FAQs you might be worried about.

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How to Play Online Casino Baccarat Step by Step

Most top casinos in the UK will have baccarat game options for money and to play mini baccarat online for free. You could also try baccarat online Android, as it is easy to get the hang of.

Baccarat games online are popular because it is so easy to play, and you should get the hang of it very quickly, that is why you can get all the information you need in this review. The aim of the game is to successfully guess which hand the banker’s or the player’s hand will get closest or equal to 9 points. Your hand will be worth the points you add from both cards. The steps to playing online baccarat gambling are as follows:

  1. Select an online baccarat game on your favourite online baccarat casino provider and make a deposit.
  2. Choose the stakes you want to play for when you play online baccarat for real money, and then hit the “deal” button to get the game started.
  3. Choose if you want to bet on yourself, the banker, or for a tie.
  4. Then, the hand totals are revealed. If the banker has scored 8 or 9, they won’t draw any extra cards: “stand.” However, if the player has 5 points or less, they will get a third card “hit”. If the player or the banker scores over 9, the first digit is taken, and the second is the score. For example, if the player gets 17 points, their score is 7.
  5. Once the hand ends, you will receive the payout.
  6. Finally, the payout will be made, and the next hand begins.

Valuation of Hands

The hand you’re betting on, as we have said, contains two cards and in order to bet properly, you need to understand the value of the hand you have. The best way to do this is to really have a good grasp on what each card counts as when you choose baccarat online casinos for UK players.

It’s best to ignore the ten, jack, queen and king because they are worth no points. The cards 2 to 9 are worth the face value of the card and the ace is worth one point. To figure out your hand, you will add the points together. If the total of your cards goes over nine, you will subtract 10.

Betting Options for Baccarat Online Casinos for UK Players

Bet Type Odds Payout House Edge
Player Bet 45.86% 1:1 1.36%
Banker Bet 44.62% 1:1 1.06%
Tie 9.52% 8:1 14.4%
Player Pair 7.47% 1:1 11.25%
Perfect Pair 3.34% 25:1 17.07%
Banker Pair 7.5% 11:1 11.25%
Either Pair 14.2% 5:1 14.54%
Small 37.8% 3:2 5.27%
Big 31.8% 2:1 4.35%

Glossary of Baccarat Terms

Term Definition
Bankroll The total amount of money a player has available to wager on baccarat.
Burn Card The card that is removed from the top of the deck and placed in the discard tray without being revealed. This is done to avoid card counting.
Bust The hand value of 9 is exceeded. This means that the first digit is removed, and your hand score is based on the second digit.
Card Counting A strategy used by some players to keep track of the relative number of high and low-value cards remaining in the deck. This helps them to gain back the house edge.
Deck Penetration The percentage of cards dealt before the dealer shuffles the shoe again. The higher the penetration, the more likely card counting will be successful.
Double Down The player chooses to double their bet after receiving their first two cards and then receiving an additional card.
Face Cards Cards with pictures on them, such as the king of diamonds.
Flat Betting Wagering the same amount on every hand. This is a very conservative strategy for playing online baccarat.
Griffin Book Griffin Investigators’ book of suspected card counters circulated amongst casinos. This book is used to deny card counters entry.
Hard Hand A hand in which the total value of the cards does not include an Ace.
Heads Up Playing against the dealer with nobody else at the table. This is a faster pace and more intense gambling experience than playing on a large table.
Hit Requesting an additional card from the dealer. This is only possible in certain circumstances.
House Edge The advantage the casino has over the player. It is on this edge that casinos are profitable, being able to win money from players in nearly every case.
Natural A two-card hand which totals 8 or 9 and has a high likelihood of winning. This is the best hand that you can be dealt.
Paint A slang term for face cards.
Push A tie between the player and the dealer. You can win from this outcome if you bet on it.
Soft Hand A hand that contains an ace. This is very useful for drawing additional cards.
Surrender The player chooses to forfeit half their bet before additional cards are drawn if they believe they cannot win. This limits the size of their overall loss.
Up Card The dealer will have one card that is face up, and other players are able to win.

Basic Rules to Play Baccarat Online

main rules to play online baccarat free

Baccarat is an easy game to learn with straightforward basic rules. The rules for a baccarat game online as follows:

How We Rate Baccarat Online Casinos

We have rated scores of online baccarat casinos for UK players. We use the following metrics to determine what score a casino is awarded:

Online Baccarat: Online or Live

Pros Cons
Live baccarat
A realistic experience. Some live casinos do not operate 24/7.
Transparency of being able to see cards being physically dealt. Slower pace as the cards have to be physically shuffled.
Working with professional dealers.
A variety of tables and stake options are available.
Online baccarat
Rapid gameplay. No live interaction or social aspect.
Lower minimum bets. Reliance on random number generators rather than seeing the cards being dealt.
The convenience of always being available.

Types of Online Baccarat Games

When you are participating in online baccarat gambling, you need to be aware of the types of online baccarat games there are to choose from. This will help you to play the best type of baccarat for the kind of player that you are. These variations are detailed in the section below:

Punto Banco

This is the most common type of baccarat. Rather than each player having their own hand, the dealer plays out 2 hands – the Punto and the Banco, and the players bet on which they think will win. Punto and Banco are both dealt at least 2 cards, and the dealer then deals more cards towards each. The winner is the first to nine or closest to nine. This type of baccarat is what the majority of this article has focussed on. Punto Banco is popular as it has one of the lower house advantages, so players have a higher chance of winning money.

Baccarat Chemin de Fer

This is a faster version of baccarat with a name meaning railway in French. This version of baccarat continues to be the most popular in France.

There are a few key differences between Chemin de fer and Punto Banco. In this version of the game, the position of the banker proceeds anti-clockwise around the table. Furthermore, the banker makes the initial bet, and players must decide whether to match the wager or place a different bet. If the total wagers are higher than the banker’s wager, then they must increase their bet or excess wagers are removed.

Baccarat Banque (or à Deux Tableaux)

In this version of baccarat, the position of banker remains until a three-deck shoe has been played through. The banker position is chosen by an auction whereby the player willing to risk the most amount of capital plays as the banker.

One unique aspect of Baccarat Banque is that more than just the 10 seated players can place bets. If the seated players don’t match the banker’s stakes, then non-seated players can place bets to make up the difference.

Best Winning Strategies for Baccarat Online for Free

Every player has a preferred online baccarat strategy, and you need to find the one that works for you, the level of risk you want to play with, and your bankroll limits.

Online Baccarat Tips

Our experts recommend that complex strategies aren’t for everyone. Baccarat is an easy game to understand, but mastering it is a lot more complicated. Here are some tips to help you on your way.

If you are new to baccarat, it might be best to play the game rather than get hung up executing strategies properly. Moreover, if you fail to execute them properly, it might actually increase your chances of losing. For example, card counting incorrectly may lead to you making the wrong bets.

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